White puzzle with a missing piece that reads Insurance
We Believe Insurance
is About Service

Service Matters

From suggestions and questions to quotes and claims, Heinen Insurance Agency is here to provide the sought-after insurance services you deserve. The world of insurance can be complicated and frustrating; fortunately, we are here to map it out for you.

When you are shopping for comparison quotes, seeking answers to your insurance questions, or need to file a claim, you can count on the experienced agents at Heinen Insurance Agency in Richmond, Minnesota.


Let Heinen Insurance Agency provide the coverage and services your life requires. As your busy life changes, our agents are here to make sure your insurance coverage changes with it. Our goal is to assist you in maintaining peace of mind on a daily basis.

You should feel confident when driving, protected when you are away from home, and secure — even when the sun isn't shining on your crops. We provide all the coverage types and services you may need, including:

  • Automobile/Vehicle Insurance
  • Commercial/Business Insurance
  • Farm Insurance
  • Health/Medical Insurance
  • Homeowners Insurance
  • Life Insurance
  • Insurance Quote Comparisons
  • Claims Assistance
  • And More

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Welcome to our Insurance Resource Center.

At Heinen we want to provide you with the knowledge and resources you need to help when the unexpected occurs.

We know you have questions…

  • What happens if I hit a deer with my car?
  • What happens if I am injured and can’t work?
  • What happens if a storm causes a tree to fall on my house?

Find answers to these questions and many more with help from Heinen Insurance Agency, the Insurance Information Institute, and the Minnesota Department of Agriculture. Learn about the various types of homeowners, auto and health insurance coverages; find out what is and isn’t covered in the most standard polices; and even learn about insurance myths.

Row of new cars | Auto Insurance

Auto / Vehicle Insurance

Especially in the upper-Midwest, your vehicle is a major part of your lifestyle. It is usually the way you arrive at the important places you go every day. Heinen Insurance Agency can create the perfect insurance plan tailored to the coverage you need.

Contact us for the proper auto insurance plan and drive with confidence.

Homeowners Insurance

It is a good bet that your home is the largest investment you will make. Let your hard work be protected in the event of a loss. Give Heinen Insurance Agency a call today, so we can create a home insurance plan to work best for your specific needs — home size, personal belongings, interior upgrades, outbuildings, and more.

New suburan luxury home | Howeowners Insurance
Aerial photo of a rural family farm in Minnesota with a house, barn, sheds, silo, garden, and crop fields | Farm Insurance

Farm Insurance

Our agents at Heinen Insurance Agency grew up in the farming life, live in rural areas, and know a great deal about central Minnesota’s farming community — including weather exposures unique to the Gopher State. From hobby farms and family dairies to large commercial operations and crop growers, we identify risks associated with whatever you produce.

We proudly represent reliable carriers to ensure you get the coverage you need at a price you can afford. Contact our farm insurance specialists for a quote today.